Sunday, January 31, 2010

Couples Paying For Wedding How Do Most Couples Pay For A Wedding Without Their Parents Help?

How do most couples pay for a wedding without their parents help? - couples paying for wedding

My friend and I have to pay for our wedding, was to educate myself ($ 20,000) with little or no help for our parents. Besides the obvious (except, no light, etc.), I wonder how other couples who paid for his own wedding? You use your credit card? Tap the 401K? Refinancing your home? So why choose, for something like that pay?

I searched and nothing seems realistic ideas for the independent persons fanatics. Seeking answers not only do not spend as much as she cut the guest list or call mom and dad.

36 comments:

Jellybean had her little bean said...

My husband and I have paid us for our wedding ($ 25,000). We had an engagement party and many guests we have the money given as a donation to save the cost of the wedding. We had a small wedding (125 people) and no way was unreal.

We have a budget and plan accordingly. We use our credit card payment, but immediately. We do not know nothing about the madness on top, but we have exactly what we wanted. We would spend on something and that was our rings, we will always be, whether they allow us) not in debt (. I have encouraged my church programs. I do not have a room, unless it was below the limit, he would spend a plate. I still have a wedding album with 100 pictures that I could not walk. I have one that had 50 pictures on them. This kind of what you can do. In addition, most companies (DJ, photography, videography, flowers) are payment plans so that you do not pay immediately. We distribute our payments with them, so they are not charged at all times.

Is definitly worth paying for the wedding itself. When my parents paid for his wedding, it would not have been mine. This was the best decision of my husband and I could have done.

Good luck to you!

Terri said...

Do not touch me in the 401K, which hurt him in the future.

I could not use a credit card, unless it was taken directly from their bank accounts.

We put money aside each paycheck and use our tax refunds to pay for our wedding.

Blossomo said...

You already know the answer: a budget, where you can pay all cash, and how the wedding is paid at 100%. (Or, to pay fees for your credit card with a firm commitment to the same month will incur a fee.)

If you are a fan of Independent (good for you!) You already have good habits, and you know that the use of a private pension, which has accumulated a balance of credit card interest rates at 18% or the mortgage debt is a terrible way to start your new life together. = The voltage of the blame in their relationship. Please do not underestimate the impact that financial disagreements to married couples.

We also know that not all exhaust their cash (reserves that is your regular savings account, as opposed to your 401K or IRA) - What to do if you lose your job? What to do if you need emergency care? What happens when the roof starts leaking? Which credit cards are unexpected costs (carrying no balance) are, and what your second mortgage or a line orf believe. But you already know. :-)

My advice is really going on with the attitude, not strayed from its budget, only to make others () happy, except you and your friend. If you decide to waive a bar for cost reasons, not for the excuse, and no longer think. Ditto if you are for sales of jewelry and Jordan almonds, skip, or if you decide to opt to rent a dress.

Congratulations on your wedding and much happiness and good luck in your planning!

LoriBeth said...

We pay for our wedding from us. Our budget is about $ 5000, and most of them (if not all) are from our tax return for that year will be covered. the rest will be covered by saving the money and just use credit cards as a last resort for unforeseen expenses. We have worked very hard on our credit, and we agreed that the last thing we need is to go in debt to our marriage. keep in our small budget, we have almost everything myself. The celebration will take place in a house with family members, big beautiful place in the country with a lake. my dress is from an online store that the dress would for a fraction of the cost of bridal shops are sold and bought, I hire someone locally to make changes. dress our girls will buy just after Easter, when all the Easter dresses for sale. We ordered flowers in bulk from Sam's Club and Costco, and a friend of the family, our bouquets and arrangements for our wedding. We have almost everything themselves, includingDing decorations, food, programs, etc.. My sister will be our officiant, without charge, his brother plays the acoustic guitar for our ceremony we are dealing with a DJ friend, I have another friend, a chef who will make cakes for our simple cost of ingredients. in fact, talking about connections, and it is necessary to cover all aspects of your marriage thinking, "How can I address myself at a cheaper price?" There should also be a lot of time in the forums of this kind of marriage, I can not tell you how useful websites and ideas I have from here.

LoriBeth said...

We pay for our wedding from us. Our budget is about $ 5000, and most of them (if not all) are from our tax return for that year will be covered. the rest will be covered by saving the money and just use credit cards as a last resort for unforeseen expenses. We have worked very hard on our credit, and we agreed that the last thing we need is to go in debt to our marriage. keep in our small budget, we have almost everything myself. The celebration will take place in a house with family members, big beautiful place in the country with a lake. my dress is from an online store that the dress would for a fraction of the cost of bridal shops are sold and bought, I hire someone locally to make changes. dress our girls will buy just after Easter, when all the Easter dresses for sale. We ordered flowers in bulk from Sam's Club and Costco, and a friend of the family, our bouquets and arrangements for our wedding. We have almost everything themselves, includingDing decorations, food, programs, etc.. My sister will be our officiant, without charge, his brother plays the acoustic guitar for our ceremony we are dealing with a DJ friend, I have another friend, a chef who will make cakes for our simple cost of ingredients. in fact, talking about connections, and it is necessary to cover all aspects of your marriage thinking, "How can I address myself at a cheaper price?" There should also be a lot of time in the forums of this kind of marriage, I can not tell you how useful websites and ideas I have from here.

VAWeddin... said...

No matter who pays, I recommend you to all deposits - and balance - Credit cards, if possible. Allows you to any problems that you may have - discussed at start. Try as little as possible in cash or by check, it will not be able to recover the money if something happens - Act of God or otherwise.

Many couples decide to take responsibility for sales book if they are, etc., and not wait until your next paycheck. Others have saved for years to prepare for his impending wedding, and the funds are there if needed. Many couples marry later, if they are financially established, and the disposable income and therefore pay for the things not so much a problem as if he was married.

Lydia said...

We have just done - about 25K for 200 people. We would not be something on credit cards, or from our pension funds, and they were tenants. We live together just after we got married.
We were stopped about eight months ago, it was a question or an amount of things on the go - an invitation months wedding dress next batch of lists, etc. and stick to it!
Both were mature, independent people who work and do all the work. It is our pleasure to do, and we had a fabulous wedding day and had a wonderful wedding!

Lpree78 said...

I suppose you can take, maybe you take out a loan from a bank (if applicable collatrel). Do what makes you happy and feel good.

SE said...

We have not yet begun, the details only after evaluation of our budget. We are professionals in our 30-year-old, and each had some shares, which were very good. You saved money. We decided that we could easily spend $ 10,000, with some parts without going to any claim or escape from our investments. We always try to keep under $ 5000, just because (no offense), more money than it seems impossible.

Cupcake's Princess said...

You seem to wonder whether there are ways to save for the money, or borrow, or you there. If so, then we all know. People who save for the wedding to get money in advance or pay any kind of loan to pay for this idea (a bad, if you ask) me. There is no other way to get money. We use the former savings and reduce costs for the Fund "Before creating" pay for us.

SodaLici... said...

A loan, equity in the house could not work ... I would not recommend, though. Any form of loans, will pay for the wedding for years.

My wedding cost about $ 5000.00 for what is possible with a small bank loan.

Petra said...

20,000 to a wedding. It's ridiculous. I chunck the book hit the bridal room and spend one or two months, just me and my new husband have been dreaming about all the places we visit.

maigen_o... said...

Honey, I have all the answers. Although I have to say who is on a credit card, 401K taps or refinance at home to get married is stupid. You should not go in the main, to marry. After a dessert reception instead of dinner. I'm sure you do not want to hear, but do not spend much, except for him, or reduce the guest list. This is saving the way weddign in the adult cost.

Blunt said...

You get a second job. My colleague is a nutritionist, but to raise money for Xtra her marriage she took a temporary job as a waitress on the night of funds of 300 people to earn their marriage.

melouofs said...

I really do not get your question. The way people pay for things with the savings or credit (mortgages, personal loans, credit cards, pay, etc.) people, these things for their weddings. Let's buy some things at times, but as part of our wedding is a wedding destination, we all TIX plane, etc. from the credit card because it is the only way, but in all payable in 2 months or so ... the reception we held in our city later paid out in cash to be won. We pay as we go. None of us really, except for the marriage.

♡LiL♥Kit... said...

I would like on the guest list or call mom and dad be reduced. My DH and I had planned and paid for our wedding and ask anyone anything. It is expensive, regardless of how you look. We have done this simply has and still holds several big! But here are some tips that you can enjoy are

Preference for the "party" or W / O to your guests a disposable camera and photos around the world (therefore ends with an impressive junk or a guestbook and not to a private photographer nose) pay
To test the food and keep it between you and your friends / family ... they do not pay for the wedding, but who says you can not work it out and help, take care!
Rent to buy your wedding dress / tux or a second! This would save several hundred or even a few of the tail is straight! And all their daughters to marry, etc. also need its own power
Make Invitiation handmade rather than tailor-made luxury
Make mixed CD and a friend, a nice stereo system instead of setting a DJ

Hope this helps,These are just some things, it was recommended that I (and I) to name a few, and some costs by almost half, or cut out to nearly! Best wishes

sparkley... said...

We pay for our own wedding, but keep it small as 35 people, but it is our decision and means that it (save a reasonable amount to about 4000 U.S. dollars), was not one of us is interested in having a large wedding, and none of us wanted to be trapped into debt (credit cards, loans, etc..) even in a crowd and saved his money for the rent of the marriage. This is what worked for us, I do not know why people are inclined to spend € 20,000 on a wedding is his life and also what you do with your money if you can afford it then great, or if you You pay the loan and have the choice to make, nobody else.

eric l said...

We reduced. We went to Las Vegas. It was ten years ago. We had a good omen when we married there. While we wait for a married couple, he came with their children the opportunity to remember their past. After ten years we have learned that what was more important than a beautiful ceremony that was ten years old.

tarrelen said...

You can always borrow from the bank when one of the issues are so much on your wedding. I'm not saying puts it on a credit card and payments of interest would occur if outragous.

nic&deb said...

Now, being my husband and me, just put a little money when they have committed, but we have not set a date yet or anything, and just saved. If we then the date we had fairly fast e'thing lil paid minus a few things, but for all w / o paying a loan, use credit cards or something. You need intelligent planning is everything.

We both work very hard and we are proud we e'thing Owen for our wedding without any help pay for it.

nic&deb said...

Now, being my husband and me, just put a little money when they have committed, but we have not set a date yet or anything, and just saved. If we then the date we had fairly fast e'thing lil paid minus a few things, but for all w / o paying a loan, use credit cards or something. You need intelligent planning is everything.

We both work very hard and we are proud we e'thing Owen for our wedding without any help pay for it.

no_frill... said...

Before marriage, I thought it was important was for my own wedding, house, etc. To save, me in the relationship with the savings. I did not want to wait to save until I met my wife learned. I did have in my company that was acquired by the law when they are incurred. I had to invest 15% of my salary for one year and another 15% in my 401k before marriage. The measures have helped to renovate, that was the budget.

Now I'm married and left the nest. I still have my 401k.

Some people live for today, and all plans for the future. Somewhere between one-half.

no_frill... said...

Before marriage, I thought it was important was for my own wedding, house, etc. To save, me in the relationship with the savings. I did not want to wait to save until I met my wife learned. I did have in my company that was acquired by the law when they are incurred. I had to invest 15% of my salary for one year and another 15% in my 401k before marriage. The measures have helped to renovate, that was the budget.

Now I'm married and left the nest. I still have my 401k.

Some people live for today, and all plans for the future. Somewhere between one-half.

kimama said...

He is the 2nd best mortgage rate, because at least you can deduct mortgage interest from your income tax.

Frankly, I do not know think people really enjoy weddings, other people, both ..........

kchungqc said...

Most of my friends to wait until they have enough money, but I've heard that people who only open their "donations" at the end of the meal, and then pay for them (sort of shame, but I think it would be if each van do)

FYI: My husband and I buy to play in our plan, equities and bonds from our 401k a house (most relevant)

Gem said...

Cut My sister and her boyfriend just a lot of shopping habits and started saving as soon as her boyfriend. Do not drink coffee every day, a lunch box, do not go shopping every weekend for clothes, do not need to. An initial budget is probably the best way to save money.

Be $ 1000 per month in the year, each would be that you want to save.

Part-time jobs are useful *
* To see the economy as far as possible, then, where
* Calculate how much you spend more and see where they can reduce costs ... is very simple, at least a few thousand dollars by saving your own invitations, you can not favor, cut the guest list, so that a wedding out of season, in their designer clothes, etc.

Stacia T said...

You can tell this is not the answer I wanted, but that's really what we were doing. We saved our money! We are reducing our costs! Simple as that.

I can not believe that people go to extremes that listed companies must be paid for a day. People need to be realistic about their wedding plans. No one should be a marriage that so extravagant that it is involved with a credit card (18%), in their retirement savings, to pay a home or refinancing cut!

To calculate your wedding budget, must be held by the number of months, save your money before the marriage split, and get the amount you need to save each month. Then you find ways to reduce the amount of money you spend each month. You can eat less and to no money for cable, a second job, etc. If you can not save that much every month so you have to reduce your wedding costs.

Paying your own wedding is the first step, a man and a woman financially responsible. Please do not get paid for theirDDITION by credit card, taking advantage of your 401K or refinance your home!

Stacia T said...

You can tell this is not the answer I wanted, but that's really what we were doing. We saved our money! We are reducing our costs! Simple as that.

I can not believe that people go to extremes that listed companies must be paid for a day. People need to be realistic about their wedding plans. No one should be a marriage that so extravagant that it is involved with a credit card (18%), in their retirement savings, to pay a home or refinancing cut!

To calculate your wedding budget, must be held by the number of months, save your money before the marriage split, and get the amount you need to save each month. Then you find ways to reduce the amount of money you spend each month. You can eat less and to no money for cable, a second job, etc. If you can not save that much every month so you have to reduce your wedding costs.

Paying your own wedding is the first step, a man and a woman financially responsible. Please do not get paid for theirDDITION by credit card, taking advantage of your 401K or refinance your home!

Morgan W said...

My friend and I bought a house and took last year. We set the wedding date 2 1 / 2 years later to save as much as possible, and seems to work. We set our budget of $ 10,000 and stick to it. We have a lot who can not afford in the savings account reserved for a month. When we've been disciplined, we will not end in a debt trap before the end of the wedding.

If the savings will not be easy for you and you have the dream stage, I recommend a personal line of credit, which offer interest rates, then credit cards are beneficial for people who do not pay their debts quickly. If you and your friend have a decent income, good credit, and not burdened by debt and the implementation of a PLC $ 20,000 should be no problem.

Good luck.

Morgan W said...

My friend and I bought a house and took last year. We set the wedding date 2 1 / 2 years later to save as much as possible, and seems to work. We set our budget of $ 10,000 and stick to it. We have a lot who can not afford in the savings account reserved for a month. When we've been disciplined, we will not end in a debt trap before the end of the wedding.

If the savings will not be easy for you and you have the dream stage, I recommend a personal line of credit, which offer interest rates, then credit cards are beneficial for people who do not pay their debts quickly. If you and your friend have a decent income, good credit, and not burdened by debt and the implementation of a PLC $ 20,000 should be no problem.

Good luck.

lirpa417... said...

Is this the marriage you want or the marriage ... then, to remind you that fixed prices and credit must be paid during the marriage ... If your wedding is important, you might want to consider a less expensive wedding ..... . benefit of the majority of marriages marriage ...... No ...... has something to do with money! I can completely understand want a special day and everything is perfect, but ... is passionate kiss after she said that what awaits them, or the wedding, and how much can you do?

RedSoxRo... said...

we pay for only one thing at a time! Next we went down the hallway, then filed a service, the food! We enter our cent pieces, he was released, and we had a coupon! Do we see only the least expensive things! However, we have our Discover credit card because it has much lower interest rates! I mean, not max, but all the little things that we share! We accept pay 1000.00 out of our 401k for the submission of our honeymoon! We spent BJSVacations.com! If you transfer money from your 401k Note that you will not pay for a new interest for their bad idea! Good luck! Not marry before April and we have to pay for it! Congratulations

Va princess said...

I have a few cars on credit, others hardly buget from each paycheck and then in a narrow. He had a beautiful wedding in the door with a 60x60 tent, more than 150 people, food for all, DJ, 3-tier cake for celebrations of all kinds of work clothes under 5 major. I see no reason to spend more than that. Finally, only one day.

saldalia said...

From the money he received guests. In many cultures reviews Don t bring gifts, but money.

mommyoft... said...

Although the reduction in their pension or received debt is not the best idea. It's a beautiful day. It will take years to your current financial situation again, if you go this route. We pay cash for us and that we can afford. It costs only U.S. $ 3,000, including rings and remains a good marriage. I would definitely reconsider your payment options.

trunkzta... said...

Lol try to spend 20k on a wedding is cheap and unrealistic ...

I was 16 Birthday spent more .. Come on!

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